I have contracts with the insurance companies that I work with. They pay me when I enroll someone into one of their plans.
My consultations are no-fee as well.
If I end up not enrolling you in a plan with one of the companies that I represent, there are no hard feelings! Many times people circle back to me after finding that they can't find the same knowledge and service from working directly with the insurance companies or using another more inexperienced broker.
We generally will meet at my office for no less than one hour. During that time I explain what Original Medicare Parts A & B cover, and what it doesn't cover. Then we discuss the other options that either replace Original Medicare; such as Medicare Advantage Plans, or the options that enhance and complete necessary coverage with original Medicare; a Medicare supplement plan and standalone prescription drug coverage.
When meeting with me please have a list the doctors that you would like to continue to see and any medications that you take.